Insurance Proposal Automation for Brokers

Let your AI agent analyze risks, compare coverage, and generate compliance-ready proposals in minutes—so you can focus on winning new clients.

You’re stuck copying client info from AMS360 or Applied Epic into Excel, digging through carrier portals, and reformatting Word docs for every proposal. As a broker, you spend hours on repetitive admin instead of advising clients or closing deals. The paperwork and compliance checks never end, and one mistake in a PDF could cost you a renewal.

An AI agent that creates, compares, and documents custom insurance proposals for brokers—eliminating manual data entry and paperwork.

Hire This Agent→

What this replaces

✕Copy client data from AMS360 into Excel for risk analysis
✕Manually compare policy options on carrier portals
✕Draft custom proposals in Microsoft Word for each client
✕Check compliance requirements using state DOI websites
✕Assemble and email final PDFs for signatures

The hidden cost

What this is really costing you

Insurance brokers and account managers in independent agencies waste 6–8 hours each week manually reviewing client files, comparing policy options from carriers like Travelers or The Hartford, and assembling proposals in Microsoft Word. Pulling data from AMS360, double-checking coverage in PDFs, and tracking compliance requirements eats up valuable time. These repetitive tasks slow down client response times and increase the risk of errors.

Time wasted

7 hrs/week

Every week, burned on work an AI agent handles in minutes.

Money lost

$12,000/year

In salary, missed revenue, and operational drag — annually.

If you keep ignoring it

Missed deadlines can lead to lost renewals, compliance mistakes may trigger E&O claims, and slow turnaround frustrates clients—giving competitors a chance to win their business.

Cost estimates derived from U.S. Bureau of Labor Statistics occupational wage data and O*NET task analysis.

Return on investment

The math speaks for itself

Today — without agent

7 hrs/week

of manual work

$12,000/year/ year

With your AI agent

1.5 hrs/week

agent-handled

$2,600/year/ year

You save

$9,400/year

every year, reinvested into growing your business

Estimates based on U.S. Bureau of Labor Statistics median salary data and O*NET task importance ratings from worker surveys. Time savings assume 80% automation of eligible task components.

Jobs your agent handles

What this agent does for you

Complete jobs, handled end-to-end — so your team focuses on what matters.

Tailor a Home & Auto Bundle

You ask your agent to create a bundled home and auto policy proposal for a client with unique property risks.

Compare Commercial Coverage Options

You ask your agent to evaluate several commercial insurance options for a small business owner and recommend the best match.

Draft Custom Liability Proposal

You ask your agent to generate a liability insurance proposal for a client with specific risk exposures.

Prepare Compliance-Ready Documents

You ask your agent to assemble all necessary documents for a customized insurance plan, ensuring regulatory compliance.

How to hire your agent

1

Connect your tools

Link your agency management, document management, and client record systems to streamline data access.

2

Tell your agent what you need

Type: 'Customize a business insurance program for a bakery with delivery vehicles and special equipment coverage.'

3

Agent gets it done

The agent analyzes client data, compares coverage, drafts a tailored proposal, and prepares compliance-ready documents.

You doing it vs. your agent doing it

Manually review client files and input data into forms.
Agent extracts and summarizes key risks instantly.
30 min/case
Research and compare policies across carriers by hand.
Agent presents side-by-side comparisons in seconds.
20 min/case
Write and format proposals from scratch for each client.
Agent generates tailored proposals automatically.
20 min/case
Double-check forms and regulations for every policy.
Agent assembles and verifies all documents for you.
15 min/case

Agent skill set

What this agent knows how to do

Risk Analysis from AMS360

Pulls client profiles from AMS360 and highlights exposures that require coverage in a concise summary.

Carrier Policy Comparison

Compares policy terms and premiums from Travelers, The Hartford, and other carriers, generating a side-by-side recommendation report.

Custom Proposal Generation

Drafts tailored insurance proposals in Word or PDF, based on client data and selected coverage options.

Compliance Review

Checks each proposal against state Department of Insurance guidelines and flags missing forms or disclosures.

Document Assembly

Prepares all required documents for e-signature, including certificates of insurance and policy summaries.

AI Agent FAQ

Yes, your AI agent can create proposals for personal lines, commercial property, liability, and more. Just provide the client details and required coverages, and the agent will generate the appropriate documents for each line.

The agent integrates with AMS360 and Applied Epic via API, and can import data from Excel or PDFs. For carrier quotes, you can upload documents or grant access to carrier portals where supported.

All data is encrypted in transit using TLS 1.3 and is never stored after the proposal is generated. The agent processes information only during your session, and no client data is retained.

The agent references state-specific Department of Insurance requirements and will flag missing forms or disclosures for most major states. Some specialized regulations may require manual review.

The agent currently handles English-language documents and standard policy types. Multi-language support and advanced endorsements are in development. Always review outputs before sending to clients.

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