AI Claims Review Automation for Adjusters

Let your AI agent analyze police reports, medical records, and property damage photos to deliver organized, evidence-backed liability summaries—no more late nights sorting through endless PDFs.

You spend hours in Guidewire and Excel, digging through scanned police reports and medical bills. As a claims adjuster, missing a single detail in your liability review can mean costly disputes, compliance headaches, and angry clients. Manual cross-checking between Outlook, shared drives, and claim files leaves you exhausted and prone to errors.

An AI agent that reviews police reports, medical records, and property damage files to deliver fast, evidence-based liability assessments for insurance claims adjusters.

What this replaces

Copy incident details from Guidewire into Excel for manual comparison
Cross-check medical bills against treatment notes in Adobe Acrobat
Review property damage photos stored in OneDrive alongside claim files
Draft liability summaries by hand in Word after sifting through documents
Search Outlook for missing police reports or supporting evidence

The hidden cost

What this is really costing you

In the insurance industry, claims adjusters are stuck manually reviewing every police report, medical record, and property damage photo for each claim. Pulling files from Guidewire, opening attachments in Outlook, and comparing details in Excel is tedious and error-prone. With pressure to close claims quickly, key evidence is easily missed, leading to inconsistent liability decisions.

Time wasted

2 hrs/week

Every week, burned on work an AI agent handles in minutes.

Money lost

$4,500/year

In salary, missed revenue, and operational drag — annually.

If you keep ignoring it

Overlooked evidence can result in denied claims, regulatory penalties, and increased litigation. Delays frustrate policyholders and damage your firm's reputation.

Cost estimates derived from U.S. Bureau of Labor Statistics occupational wage data and O*NET task analysis.

Return on investment

The math speaks for itself

Today — without agent

2 hrs/week

of manual work

$4,500/year/ year

With your AI agent

20 min/week

agent-handled

$750/year/ year

You save

$3,750/year

every year, reinvested into growing your business

Estimates based on U.S. Bureau of Labor Statistics median salary data and O*NET task importance ratings from worker surveys. Time savings assume 80% automation of eligible task components.

Jobs your agent handles

What this agent does for you

Complete jobs, handled end-to-end — so your team focuses on what matters.

Quick Liability Check

You ask your agent to review all documents for a new claim and provide a liability summary.

Spot Billing Discrepancies

You ask your agent to compare medical bills with treatment records and flag any inconsistencies.

Evidence Consistency Review

You ask your agent to check if property damage photos match the police report descriptions.

Prepare for Dispute Resolution

You ask your agent to generate a detailed report highlighting all supporting evidence for liability decisions.

How to hire your agent

1

Connect your tools

Link your claims management, document storage, and bill review systems to securely access relevant files.

2

Tell your agent what you need

Type: 'Review these police and medical reports and summarize liability for claim #4567.'

3

Agent gets it done

Receive a clear, organized liability assessment with supporting evidence and flagged issues.

You doing it vs. your agent doing it

Read through lengthy reports and take notes by hand.
Get a summarized list of key facts and parties involved.
30 min/claim
Manually cross-check each bill with treatment notes for discrepancies.
Receive a flagged list of mismatches and missing items.
20 min/claim
Visually compare photos and written descriptions for consistency.
Obtain a report highlighting any inconsistencies or missing evidence.
15 min/claim
Write up a summary from scratch based on all documents reviewed.
Get an auto-generated, evidence-backed summary ready for review.
25 min/claim

Agent skill set

What this agent knows how to do

Summarize Key Facts from Police Reports

Pulls incident details, party names, and timelines from police reports in Guidewire, generating a concise summary for liability review.

Match Medical Bills to Treatment Records

Compares CPT codes and billing amounts from scanned invoices in Adobe Acrobat with medical treatment records, flagging discrepancies for further review.

Validate Property Damage Evidence

Analyzes uploaded photos from OneDrive and matches them to descriptions in claim files, noting any inconsistencies or missing documentation.

Draft Liability Assessment Reports

Creates a clear, evidence-based summary in Word format, pulling data from all claim documents for supervisor sign-off.

Detect Red Flags and Possible Fraud

Scans for suspicious billing patterns, repeated parties, or conflicting statements across all claim documents, alerting the adjuster to potential issues.

AI Agent FAQ

Yes, the agent reads police reports, medical records, and property damage photos in PDF, Word, and JPEG formats. You can upload files directly from Guidewire or OneDrive, and the agent will cross-reference them for inconsistencies.

All documents are encrypted in transit using TLS 1.3. The agent deletes files after processing and never stores claim data. Only authorized users with UpAgents credentials can access the output.

The agent connects to Guidewire, OneDrive, and Outlook via secure APIs. You can also upload files manually if your organization uses a different claims management system.

Currently, the agent handles English-language documents and typed records. Handwritten notes may not be fully interpreted. Multi-language support and handwriting recognition are planned for future updates.

By automatically extracting, comparing, and summarizing evidence from all claim documents, the agent reduces manual review time and flags potential issues for your attention. Human oversight is still required for final liability decisions.

See how much your team could save with AI

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