Claims Processing Automation for Adjusters

Let your AI agent handle routine claim reviews, calculations, and payment prep so you can focus on complex cases and customer care.

You spend hours each week in Guidewire, Excel, and Outlook, double-checking policy limits and filling out payment forms. As a claims adjuster, repetitive claim reviews and manual payout calculations take time away from investigating high-value or disputed cases. Errors or delays lead to frustrated policyholders and compliance risks.

Automates claim review, payout calculation, and payment authorization for claims adjusters handling routine insurance claims.

What this replaces

Review claim forms and attachments in Guidewire
Calculate payout amounts using Excel
Draft payment authorization letters in Word
Cross-check policy limits in policy admin system
Update claim status notes in Guidewire and email

The hidden cost

What this is really costing you

In the financial services industry, claims adjusters often juggle claim forms in Guidewire, calculate payouts in Excel, and draft payment authorizations in Word. Each routine claim means cross-referencing policy limits, entering data by hand, and updating claim status in multiple systems. This repetitive work consumes valuable time and increases the risk of errors or missed details.

Time wasted

2 hrs/week

Every week, burned on work an AI agent handles in minutes.

Money lost

$4,700/year

In salary, missed revenue, and operational drag — annually.

If you keep ignoring it

Ignoring this leads to delayed settlements, compliance violations under state insurance regulations, and dissatisfied policyholders who may switch providers.

Cost estimates derived from U.S. Bureau of Labor Statistics occupational wage data and O*NET task analysis.

Return on investment

The math speaks for itself

Today — without agent

2 hrs/week

of manual work

$4,700/year/ year

With your AI agent

20 min/week

agent-handled

$780/year/ year

You save

$3,920/year

every year, reinvested into growing your business

Estimates based on U.S. Bureau of Labor Statistics median salary data and O*NET task importance ratings from worker surveys. Time savings assume 80% automation of eligible task components.

Jobs your agent handles

What this agent does for you

Complete jobs, handled end-to-end — so your team focuses on what matters.

Quick Payout Calculation

You ask your agent to calculate the payout for a new claim, including deductible and policy limit checks.

Prepare Payment Authorization

You ask your agent to draft a payment authorization form for a claim within your authority.

Policy Limit Check

You ask your agent to verify if a claim amount is within your designated authority before proceeding.

Claim Summary Report

You ask your agent to generate a summary of a claim's documentation and status for your records.

How to hire your agent

1

Connect your tools

Connect your existing claims management, document review, and payment processing tools.

2

Tell your agent what you need

Example: 'Review this claim and prepare a payment authorization for $2,500 if within my $5,000 authority.'

3

Agent gets it done

The agent reviews the claim, verifies authority, calculates payout, and returns a completed payment authorization form for your approval.

You doing it vs. your agent doing it

Manually read through all claim forms and attachments, searching for missing info.
Agent summarizes documents and flags missing items instantly.
30 min/claim
Cross-reference policy, calculate deductibles, and check limits by hand.
Agent calculates payout and checks limits automatically.
20 min/claim
Fill out payment forms with claimant and payout details manually.
Agent drafts pre-filled forms for quick review.
15 min/claim
Write and enter status updates in multiple systems.
Agent prepares ready-to-upload status summaries.
10 min/claim

Agent skill set

What this agent knows how to do

Claim File Review

Analyzes uploaded claim forms and supporting PDFs from Guidewire, highlighting missing or inconsistent information in a summary report.

Payout Calculation

Calculates eligible payout based on policy data, deductibles, and claim details pulled from Excel and policy admin systems.

Payment Authorization Preparation

Drafts payment authorization letters pre-filled with claimant and payout details, ready for review and e-signature in DocuSign.

Policy Limit Cross-Check

Verifies claim amounts against authority limits and policy coverage, flagging exceptions for escalation to a supervisor.

Claim Status Update

Prepares concise claim status summaries for entry into Guidewire and sends notification drafts for customer communication.

AI Agent FAQ

No, the agent only processes claims within your set authority level. Any claim exceeding your approval threshold is flagged for escalation, ensuring compliance with your organization's internal controls and state regulations.

The agent integrates with Guidewire and other common claims platforms via secure API connections. You can also upload claim files directly if your system is not supported.

All data is encrypted in transit using TLS 1.3 and never stored after processing. The agent complies with SOC 2 and HIPAA standards for financial and health-related claims.

Yes, you can set payout calculation parameters such as deductible rules and policy exceptions. The agent follows your instructions and highlights any cases that need manual review.

Currently, the agent processes English-language claim files. Support for Spanish and French documents is planned for a future update.

See how much your team could save with AI

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