Investigate and Settle Claims Faster

AI-powered support for claim investigation, evaluation, and settlement tasks.

Sorting through claim details, policy documents, and evidence eats up hours every week. Chasing down missing information and writing detailed reports slows you down and increases the risk of errors.

A Claims Investigation Agent for Claims Adjusters is an AI-powered agent that helps claims adjusters investigate, evaluate, and settle claims by analyzing documentation and summarizing findings, enabling faster, fairer resolutions.

What this replaces

Manual review of claim forms and supporting documents
Drafting settlement recommendations from scratch
Searching for policy details and relevant exclusions
Compiling evidence summaries for each case

The hidden cost

What this is really costing you

Claims adjusters spend hours reviewing claim files, policy documents, and supporting evidence before reaching a settlement. Manual investigation and evaluation often involve repetitive data gathering and lengthy report writing. This slows down case resolution and increases the risk of inconsistencies or missed details.

Time wasted

1.9 hrs/week

Every week, burned on work an AI agent handles in minutes.

Money lost

$2,755/year

In salary, missed revenue, and operational drag — annually.

If you keep ignoring it

Manual processing leads to slower settlements, higher error rates, and frustrated clients. The risk of overlooking key details increases, potentially raising the loss ratio and impacting customer satisfaction.

Cost estimates derived from U.S. Bureau of Labor Statistics occupational wage data and O*NET task analysis.

Return on investment

The math speaks for itself

Today — without agent

1.9 hrs/week

of manual work

$2,755/year/ year

With your AI agent

0.4 hrs/week

agent-handled

$580/year/ year

You save

$2,175/year

every year, reinvested into growing your business

Estimates based on U.S. Bureau of Labor Statistics median salary data and O*NET task importance ratings from worker surveys. Time savings assume 80% automation of eligible task components.

Jobs your agent handles

What this agent does for you

Complete jobs, handled end-to-end — so your team focuses on what matters.

Summarize a Complex Claim

You ask your agent to review all uploaded documents and provide a summary of the claim, including key facts and missing information.

Draft a Settlement Recommendation

You ask your agent to analyze the claim file and generate a draft settlement recommendation with supporting rationale.

Check Evidence Completeness

You ask your agent to cross-check submitted evidence against policy requirements and flag any gaps or inconsistencies.

Highlight Relevant Policy Clauses

You ask your agent to identify and summarize policy clauses that directly affect claim eligibility for a specific case.

How to hire your agent

1

Connect your tools

Link your claims management software, document review systems, and digital evidence repositories.

2

Tell your agent what you need

Type: 'Review this claim file and draft a settlement recommendation with supporting evidence summary.'

3

Agent gets it done

Receive a detailed claim summary, settlement recommendation, and a checklist of any missing or inconsistent information.

You doing it vs. your agent doing it

Read through all documents and notes for each claim.
Agent extracts and summarizes key facts automatically.
30 min/claim
Write recommendations from scratch, referencing policy documents.
Agent generates a draft recommendation with rationale.
20 min/claim
Manually cross-reference evidence with policy requirements.
Agent flags missing or inconsistent evidence in a report.
15 min/claim
Search policy documents for applicable clauses and exclusions.
Agent highlights and summarizes relevant clauses instantly.
10 min/claim

Agent skill set

What this agent knows how to do

Document Analysis

This agent reviews and extracts key facts from claim forms, policy documents, and supporting evidence, delivering a concise summary for each case.

Settlement Recommendation Drafting

This agent generates a clear, defensible settlement recommendation based on claim details, policy terms, and evidence provided.

Evidence Cross-Referencing

This agent matches submitted evidence to policy requirements and highlights any missing or inconsistent information in a structured report.

Policy Clause Identification

This agent identifies and summarizes relevant policy clauses and exclusions that impact claim eligibility, providing a quick reference for adjusters.

Key capabilities

  • Automates Document Analysis: This agent reviews and extracts key facts from claim forms, policy documents, and supporting evidence, delivering a concise summary for each case.
  • Automates Settlement Recommendation Drafting: This agent generates a clear, defensible settlement recommendation based on claim details, policy terms, and evidence provided.
  • Automates Evidence Cross-Referencing: This agent matches submitted evidence to policy requirements and highlights any missing or inconsistent information in a structured report.
  • Automates Policy Clause Identification: This agent identifies and summarizes relevant policy clauses and exclusions that impact claim eligibility, providing a quick reference for adjusters.

AI Agent FAQ

The agent can review and summarize multiple documents per claim, extracting key facts and highlighting inconsistencies. However, it relies on the quality and completeness of uploaded digital files.

The agent provides draft recommendations and supporting summaries, but the final settlement decision always remains with the human adjuster. You retain full control over approvals.

All data processed by the agent is encrypted in transit and at rest. No data is shared with third parties, and access is restricted to authorized users.

The agent can process digital text and some scanned documents with clear OCR. Handwritten or low-quality scans may require manual review.

Most requests are completed in under a minute, depending on the size and number of documents. Large or complex files may take slightly longer.

See how much your team could save with AI

Take our free 2-minute automation audit. Get a personalized report showing exactly which tasks AI agents can handle for your team.

Get Your Free Automation Audit

Takes less than 2 minutes. No credit card required.