Slash Policy Value Adjustments Time

Instantly identify substandard risks, apply endorsements, and ensure profitable policy distribution with AI assistance.

Sorting through reference materials and calculating policy value adjustments is tedious and error-prone. Missing a key endorsement or rating can mean lost profits or compliance headaches.

The hidden cost

What this is really costing you

Manually reviewing policies for substandard risks demands intense focus and up-to-date knowledge of all applicable endorsements and rating guidelines. Cross-referencing multiple resources and documenting changes slows you down, especially under tight deadlines. Errors or missed steps can impact profitability and compliance.

Time wasted

1.8 hrs/week

Every week, burned on work an AI agent handles in minutes.

Money lost

$2,610/year

In salary, missed revenue, and operational drag — annually.

If you keep ignoring it

Manual processing increases the risk of overlooked endorsements, inconsistent ratings, and lost revenue. Delays frustrate brokers and clients, while compliance risks can escalate.

Return on investment

The math speaks for itself

Today — without agent

1.8 hrs/week

of manual work

$2,610/year/ year

With your AI agent

0.4 hrs/week

agent-handled

$580/year/ year

You save

$2,030/year

every year, reinvested into growing your business

Jobs your agent handles

What this agent does for you

Complete jobs, handled end-to-end — so your team focuses on what matters.

Spot Substandard Risks Fast

You ask your agent to review a policy and flag any substandard risk factors based on the latest underwriting guidelines.

Apply Correct Endorsements

You ask your agent to recommend and specify all necessary endorsements for a policy with elevated risk.

Ensure Profitable Ratings

You ask your agent to recalculate the policy value and apply the correct rating to maintain profitability.

Audit-Ready Documentation

You ask your agent to generate a summary of all changes, with references to the guidelines used.

How to hire your agent

1

Connect your tools

Link your underwriting software, document management system, and reference materials.

2

Tell your agent what you need

Type: 'Review this policy for substandard risks and apply necessary endorsements and ratings per current guidelines.'

3

Agent gets it done

The agent returns a detailed policy adjustment, with endorsements, ratings, and referenced guidelines—ready for your review.

You doing it vs. your agent doing it

Manually review policy details and compare to guidelines.
Agent instantly flags risks using reference materials.
30 min/policy
Research and select endorsements from manuals.
Agent recommends and lists all required endorsements.
20 min/policy
Calculate and apply rating based on risk and rules.
Agent applies the correct rating automatically.
15 min/policy
Draft and cross-check documentation for compliance.
Agent generates audit-ready documentation instantly.
15 min/policy

Agent skill set

What this agent knows how to do

Risk Assessment Analysis

Quickly reviews policy details and identifies substandard risks using provided reference materials.

Endorsement Recommendation

Suggests and specifies all applicable endorsements based on the risk profile and company guidelines.

Rating Application

Calculates and applies appropriate ratings to ensure policies are priced for profitability and compliance.

Documentation Drafting

Prepares clear, audit-ready documentation of all policy value adjustments and applied endorsements.

Reference Material Lookup

Rapidly searches and cites relevant underwriting manuals or guidelines for every decision.

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