Negotiate Better Terms, Instantly

AI agent support for arranging payment plans, interest reductions, and extensions with creditors.

Negotiating with creditors is time-consuming, repetitive, and mentally draining. Every case requires custom communication, endless follow-ups, and precise documentation—leaving you buried in admin work instead of helping clients.

The hidden cost

What this is really costing you

Negotiating with creditors involves drafting detailed proposals, tracking multiple cases, and customizing communications for each client. Manual work leads to delays, missed opportunities, and errors that can cost your clients real money. The constant back-and-forth with creditors eats up your day and keeps you from focusing on higher-value counseling.

Time wasted

1.8 hrs/week

Every week, burned on work an AI agent handles in minutes.

Money lost

$2,610/year

In salary, missed revenue, and operational drag — annually.

If you keep ignoring it

If you keep handling negotiations manually, you'll lose valuable time, risk missing critical deadlines, and struggle to keep up with client demand.

Return on investment

The math speaks for itself

Today — without agent

1.8 hrs/week

of manual work

$2,610/year/ year

With your AI agent

0.4 hrs/week

agent-handled

$580/year/ year

You save

$2,030/year

every year, reinvested into growing your business

Jobs your agent handles

What this agent does for you

Complete jobs, handled end-to-end — so your team focuses on what matters.

Drafting a Payment Plan Proposal

You ask your agent to prepare a customized payment plan request letter for a client struggling with monthly payments.

Summarizing a Creditor’s Counteroffer

You ask your agent to review a creditor’s email and summarize the proposed terms for your client.

Preparing Follow-Up Reminders

You ask your agent to generate and schedule follow-up messages for all pending creditor negotiations.

Compiling a Case Status Report

You ask your agent to create a summary report of all open negotiations, including deadlines and next steps.

How to hire your agent

1

Connect your tools

Link your document management, case tracking, and email communication tools used for creditor negotiations.

2

Tell your agent what you need

Type: 'Draft a payment adjustment proposal for John Doe, requesting a lower interest rate and 6-month extension.'

3

Agent gets it done

Agent generates a ready-to-send negotiation document, summarizes key points, and organizes all correspondence for your review.

You doing it vs. your agent doing it

Manually write each letter, referencing client files and creditor policies.
Agent generates tailored letters instantly based on your prompts.
1 hr/week
Update spreadsheets and calendars by hand.
Agent maintains a live summary of all deadlines and pending actions.
0.3 hrs/week
Read lengthy emails and extract key terms yourself.
Agent highlights main points and recommended next steps.
0.3 hrs/week
Individually draft reminders and track who needs follow-up.
Agent drafts and organizes follow-ups for all open cases.
0.2 hrs/week

Agent skill set

What this agent knows how to do

Draft Negotiation Proposals

Creates tailored payment adjustment, interest reduction, or extension requests based on client profiles.

Summarize Creditor Responses

Quickly reviews and summarizes creditor replies, highlighting key terms and next steps.

Automate Follow-Up Messages

Prepares follow-up communications for outstanding negotiations, ensuring nothing slips through the cracks.

Track Case Status

Maintains a clear summary of ongoing negotiations, deadlines, and pending actions for each client.

Document Communication History

Compiles and organizes all negotiation correspondence for easy reference and compliance.

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